FAQs

The very nature of the auto broker side of the business dictates that the sales transaction needs to take place between a retail car dealer and a buyer. The auto broker helps source the vehicle to be purchased but never actually buys or sells [...]

Just to name a few: Garage Liability, Physical Damage, Garagekeepers Liability, Personal Injury, False Pretense, Title Errors and Omissions/Truth In Lending/Federal Odometer, Broadened Coverage, and Commercial Property.

To answer this question properly, I would need dozens of questions to be answered so we can get a sense of your risk appetite and what type of scenarios would keep you awake at night. Finding the balance between buying too much insurance or unnecessary [...]

The California DMV insurance does not require proof of insurance to get or keep your used car dealer license. Even though it is not mandatory, getting insurance can save you quite a lot of trouble in your day-to-day operations.

Garagekeepers Coverage is designed to protect against claims arising from physical damage to vehicles owned by others that are left in your care, custody, or control. This includes vehicles that are being serviced, repaired, stored, and test-driven. This is an optional coverage that can [...]

We personally assist each of our insureds with a loss control survey in order to minimize or remove risk exposures.

In rare instances, collision losses affect more than one dealership vehicle at the same time. For example, let’s say a motorist loses control of their vehicle in front of your dealership and collides with six or seven dealership vehicles. With the aggregate deductible in [...]

Unfortunately, every personal auto policy has an exclusion for commercial-type exposures. This means that when an accident happens, ownership of the vehicle will need to be proven. The purchase documents will show that the vehicle was purchased by the dealership. (If it was purchased [...]

Garage liability insurance provides coverage for property damage and bodily injury resulting from the operations of an auto garage operation. It is the most common way for dealerships to reduce the financial impact of a risk occurring. Why go through the hassle of creating [...]

Some insurance policies have started to parse out the exposures separately but both elements of loss can be covered under a used auto dealer insurance policy. In some policies, the deductibles can even be modified for a truly tailored insurance policy to fit your [...]